短周期纯固收产品近6月平均年化仅2% 7天持有期产品收益领跑

Core Insights - The article discusses the performance of public pure fixed-income products issued by wealth management companies with investment periods of three months or less, highlighting their stability and returns over the past six months [3][4]. Group 1: Product Performance - As of September 4, 2025, there are a total of 5,211 public pure fixed-income products with a maturity of three months or less, with an average net value growth rate of 1.07%, translating to an annualized return of only 2.14% [3]. - Among these products, 1,949 have achieved positive monthly returns for the past six months, accounting for 37.4% of the total, while 14 products reported negative returns [3]. Group 2: Highlighted Products - The top-performing product is "Fixed Income Pure Bond Shortest Holding 7-Day No. 1A" from Huaxia Wealth Management, which has a net value growth rate of 4.25% over the past six months [4]. - Minsheng Wealth Management has seven products listed, with "Mao Bamboo Pure Bond 3-Month Holding No. 1A" and "Fu Bamboo Pure Bond 91-Day Holding No. 27A" ranking second and third, respectively [7].