现金类理财近6月平均七日年化全线低于3% 最低不到1%

Overall Performance - As of September 4, the average seven-day annualized yield for RMB public cash management products was 1.447%, while for USD cash products it was 3.942% [5] - There are a total of 4,922 RMB public cash management products, with only 55 products (1.1%) yielding over 2% in the last six months [5] - 1,561 products (31.7%) had yields between 1.5% and 2%, while three products yielded below 1% [5] Highlighted Product Analysis - The top three products in terms of average seven-day annualized yield over the last six months are "启源现金5号1" and "启源货币2号(ESG主题)F" from 苏银理财, and "现金管理类理财产品83号 D" from 华夏理财, with yields of 2.897% and 2.809% respectively [6] - "启源货币2号(ESG主题)" focused on low-risk assets such as bank deposits and repos, while effectively maintaining static returns through strategic asset allocation [6] - 华夏理财's "现金管理类理财产品83号" utilized leverage strategies to enhance returns during a period of high bond yields and maintained liquidity through a mix of cash and high-quality bonds [6]