Xin Jing Bao·2025-09-10 06:37Group 1 - The new productive forces have become the core engine for high-quality economic development in China, with a focus on supporting technology innovation enterprises as a key area for financial institutions [1] - The banking sector is shifting its traditional credit logic to provide targeted financial support for technology innovation, moving towards a more professional and diversified service model [1][3] - Everbright Bank has developed a comprehensive service system for technology innovation industries, achieving a loan balance of 417 billion yuan for technology enterprises, a 9.9% increase from the previous year [1] Group 2 - Beijing is recognized as a core area for financial technology innovation, hosting 115 unicorn companies and leading global research output for eight consecutive years [2] - Everbright Bank's Beijing branch focuses on specialized and innovative customer groups, integrating industry and finance to create a new financial ecosystem for technology innovation [2] Group 3 - The concept of "investment-loan linkage" has emerged to address the challenges faced by technology enterprises in securing financing, as traditional credit models often do not meet their needs [3][4] - Everbright Bank's Beijing branch has implemented various innovative financing solutions, including the first private technology enterprise buyback exit merger business and knowledge property pledge loans [3][4] Group 4 - The "Investment-Loan Link" product, launched by Everbright Bank, assesses enterprises based on six dimensions to facilitate proactive credit granting, addressing the financing difficulties of technology enterprises [5] - By July 6, 2023, the bank had served 22 enterprises with a total credit approval amount of 170 million yuan under this product [5] Group 5 - Everbright Bank's Beijing branch has developed a comprehensive financial service model that combines commercial banking, investment banking, and industrial empowerment to better serve technology enterprises [6] - The bank leverages its full financial license advantages to create a large financial ecosystem, collaborating with various group units to provide a wide range of financial services [6] Group 6 - Under this mechanism, companies like Tai Rui Shuchuang Technology have successfully secured multiple financing options, demonstrating the effectiveness of the bank's collaborative approach [7] - By June 2025, Everbright Bank had provided equity rights services to 48 specialized and innovative enterprises, with over 70% of these also receiving credit services [7] Group 7 - Everbright Bank's services extend beyond financial support, focusing on enhancing collaboration within the industrial chain to help technology enterprises overcome challenges during their growth phases [8] - The bank collaborates with various industrial sectors within the Everbright Group to address core order challenges for enterprises, creating a unique industrial ecosystem [8] Group 8 - The bank plans to continue enhancing its technology empowerment and ecosystem support to provide high-quality financial services that promote the growth of technology innovation enterprises [9]