美消费者金融保护局再次发出裁员警告

Core Viewpoint - The Consumer Financial Protection Bureau (CFPB) is facing potential layoffs due to new funding restrictions imposed by Congress, which may lead to insufficient cash flow for salaries and severance payments starting next fiscal year [1] Funding and Financial Constraints - The CFPB is currently experiencing financial strain, with concerns that it may not have enough funds to cover employee salaries and severance costs as the new fiscal year begins next month [1] - Congress has reduced the CFPB's maximum funding from 12% of Federal Reserve expenditures to 6.5%, resulting in a decrease of several hundred million dollars in available funding [1] Organizational Changes and Legal Challenges - The CFPB's human resources office indicated that no restructuring plans will be advanced until a federal court makes a final ruling on the matter [1] - The CFPB has been evaluating "workforce optimization opportunities," which includes the consideration of potential layoffs [1] - Since the dismissal of former CFPB Director Rohit Chopra in February, the new leadership has attempted to reduce the majority of the workforce, facing legal challenges from employee unions and consumer rights lawyers who argue that the restructuring is illegal [1]