Sou Hu Cai Jing·2025-09-11 11:05Group 1 - The core viewpoint emphasizes the importance of developing new productive forces to drive high-quality development, with financial services playing a crucial role in this process [1] - China Construction Bank Foshan Branch is committed to integrating its reform and development into the national strategic framework, contributing to the construction of a financial powerhouse and promoting modernization [1] - The city of Foshan aims to transform its traditional industries and foster emerging sectors, focusing on three key areas: upgrading traditional industries, developing new industries, and nurturing future industries [1] Group 2 - High-tech enterprises face significant financing challenges due to high R&D costs, high debt ratios, and a lack of traditional collateral, leading banks to be hesitant in lending [2] - China Construction Bank Foshan Branch has introduced an innovative financing guarantee model called "Sci-Tech Guarantee," which involves collaboration with provincial re-guarantee institutions to share risks and broaden credit access for tech enterprises [2] - The bank has tailored financing solutions based on the core value of enterprises, such as their technological capabilities, and has successfully issued a 2.5 million yuan unsecured loan within 10 days [2] Group 3 - The "Sci-Tech Guarantee" model has already benefited nearly 10 enterprises within two months, demonstrating the effectiveness of the risk-sharing mechanism [3] - Financial support has enabled various manufacturing enterprises to convert patented designs into products, showcasing the evolution of new productive forces [3] - By May 2025, the loan balance for sci-tech initiatives at China Construction Bank Foshan Branch is expected to exceed 20 billion yuan, reflecting a growth rate of over 26.6% [3]