助力解决个体经济融资难 个体工商户信用评价指标国家标准发布

Core Viewpoint - The National Standard for Individual Business Credit Evaluation Indicators (GB/T 46278—2025) has been established to facilitate the orderly sharing and efficient utilization of credit evaluation information, thereby supporting credit financing for individual businesses [1] Group 1: Purpose and Benefits - The credit evaluation aims to leverage credit value to assist financial institutions in developing and providing financial products and services tailored to the characteristics of individual businesses [1] - The initiative seeks to expand the scale and coverage of loans for individual businesses, enhancing the precision and convenience of loan access [1] - It will also support targeted assistance for individual businesses, encouraging and guiding their sustainable development through standardized support [1] Group 2: Implementation and Impact - The release and implementation of this standard align with the policy requirements for high-quality development of the social credit system and the construction of a unified national market [1] - It addresses the current challenges faced by the individual economy, particularly the difficulties of expensive and inaccessible financing [1] - The standard will aid in flexible regulation, prudent supervision, and targeted assistance for individual businesses [1]