Group 1 - The average rate for a 30-year fixed mortgage has decreased to 6.35%, down from 6.5% the previous week, marking the largest drop in a year [1] - The decline in borrowing costs has been ongoing for several months and was further influenced by a disappointing employment report [1] - As of Monday, consumers could lock in a 30-year mortgage at a rate of 6.27%, the lowest in nearly a year, leading to a surge in rate locks to the highest single-day level since 2022 [1] Group 2 - The refinancing industry is experiencing a "moment of surge" due to the declining rates, which are also expected to stimulate more home buying demand [2] - Companies like Paramount Residential Mortgage Group are preparing for growth by hiring additional loan officers, indicating confidence in the sustained low-rate environment [2] - Unlike last year, where rate decreases were short-lived, the current trend of declining rates is expected to continue for several months [2]
美国抵押贷款利率创一年最大跌幅 房主再融资需求激增
Zhi Tong Cai Jing·2025-09-11 23:17