兴业银行哈尔滨分行积极探索“金融特派员+”服务模式提升企业获得感

Group 1 - Inclusive finance is a crucial area for financial services to support the real economy and promote high-quality economic and social development [1] - Industrial Bank's Harbin branch is actively implementing the "Financial Commissioner +" service model to enhance the quality and efficiency of inclusive financial services for small and micro enterprises [1][4] - The bank's financial commissioners have identified funding gaps as a bottleneck for enterprise development during field research and discussions with local businesses [3] Group 2 - A tailored "Supply Chain + Inclusive Finance" comprehensive service plan was developed for Daqing Sanyuan Zhisheng Pharmacy Chain Co., Ltd., resulting in the efficient issuance of a special loan of 10 million yuan [3] - The bank's financial commissioners also assisted Daqing Dechuang Petrochemical Company in addressing challenges related to foreign exchange settlement and procurement costs, leading to a quick loan approval process through the "Xing Su Loan" product [3] - A three-tier service mechanism involving financial commissioners, customer managers, and expert teams was established to ensure timely response to client needs, creating a closed-loop service system that enhances enterprise satisfaction [4]