服贸会秀“绿”绩：42.4万亿信贷筑基，碳减排工具成效初显

Core Insights - The balance of green loans in China is approximately 42.4 trillion yuan, and the balance of green bonds exceeds 2.2 trillion yuan, placing these figures among the highest globally [1] - As of September 12, 2025, 37 listed banks reported a total green loan balance of 29.22 trillion yuan, with an average balance exceeding 800 billion yuan, reflecting a year-on-year growth of 41.79% [3] - The carbon reduction support tool has led to over 1.38 trillion yuan in carbon reduction loans issued by financial institutions, indicating significant progress in green finance [1][6] Green Loan Growth - The green loan balance of 37 listed banks reached 29.22 trillion yuan, with state-owned banks holding over 20 trillion yuan, accounting for nearly half of the total [3] - Industrial and Commercial Bank of China leads with a green loan balance of 6 trillion yuan, followed by China Construction Bank and Agricultural Bank of China, each with approximately 5.72 trillion yuan [3] - Postal Savings Bank of China showed a remarkable year-on-year growth of 38%, nearing the 1 trillion yuan mark [3] Innovation in Green Financial Products - Banks are actively expanding and innovating specialized green financial products and service models, covering areas such as clean energy and environmental remediation [2] - The green financial product system is becoming increasingly diverse, showcasing various practical paths and innovative outcomes [2] Carbon Reduction Support Tool - The carbon reduction support tool is becoming a key indicator of banks' green finance capabilities, effectively guiding financial resources towards green and low-carbon sectors [6] - In the second quarter of 2025, 16 banks reported carbon reduction loans leading to over 7 million tons of carbon reduction, with a total loan amount of nearly 24 billion yuan [6] - Major banks like ICBC and CCB have over 100 projects funded through carbon reduction loans, demonstrating their significant role in this area [6] Performance of Smaller Banks - Smaller banks are showing strong growth in green loan scales, with some achieving substantial increases in 2024 [5] - Banks like Xi'an Bank and Shaoxing Ruifeng Rural Commercial Bank reported green loan growth rates of 202.75% and 144.63%, respectively [5] - There is a need for smaller banks to leverage local advantages and develop differentiated paths in green finance [5]