河南:在原有政策基础上可将住房公积金个人贷款额度再上浮10%
Xin Jing Bao·2025-09-12 13:32

Group 1 - The core viewpoint of the news is the introduction of measures by the Henan Provincial Department of Housing and Urban-Rural Development to support housing consumption, including various initiatives to stimulate the real estate market [1][2] - The measures include organizing at least 100 real estate exhibitions and sales events across the province by the end of 2025, leveraging traditional consumption peaks and holidays to promote housing sales [1] - Multi-child families will be recognized as first-time homebuyers when purchasing a second property, allowing financial institutions to apply relevant policies accordingly [1] - The measures allow for an increase of up to 10% in the housing provident fund personal loan limits, with the maximum loan amount not exceeding the difference between the total purchase price and the down payment [1] Group 2 - The measures also emphasize the acquisition of existing commercial housing for use as affordable housing, utilizing funds such as guaranteed housing re-loans and local government special bonds [2] - Zhengzhou aims to acquire 1 million square meters of existing commercial housing for affordable housing by 2025, with other cities encouraged to pursue similar initiatives based on local conditions [2]