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聚焦服贸会|北京银行深耕科技、跨境、数币领域,展现金融创新新图景

Core Insights - The 2025 China International Service Trade Fair was held in Beijing, showcasing Beijing Bank's innovative financial services under the theme "Digital Intelligence Driven, Open and Win-Win" [3] - Beijing Bank presented its strategic layout in technology finance, cultural finance, and cross-border services, highlighting its "Five Major Characteristic Banks" and "Six Major Innovative Financial" strategies [3] Group 1: AI and Digital Innovation - Beijing Bank's intelligent interactive digital robot "Jing Xiaobao" demonstrated advanced AI dialogue capabilities, providing quick and accurate responses about financial products and services [4] - The bank has implemented an "All in AI" strategy, establishing a comprehensive AI technology framework and over 300 AI application scenarios, integrating AI deeply into its operations [4] Group 2: Support for SMEs and Technological Enterprises - As of June 2025, Beijing Bank has provided over 1.3 trillion yuan in credit to 55,000 technology-based SMEs and served over 26,000 specialized and innovative enterprises with a loan balance of 121 billion yuan [6] - The bank is proactively investing in ten key sectors, including clean energy, high-end equipment manufacturing, and commercial aerospace, to offer precise financial services [6] Group 3: Digital Currency and Payment Solutions - Beijing Bank created an immersive digital RMB experience space at the fair, integrating digital currency with various consumer scenarios to enhance user engagement [7] - The bank has been promoting digital RMB applications in retail and public services, aiming to provide secure and efficient financial services [9] - A notable product, "Chuangyou Tong," was introduced, allowing foreign visitors to complete SIM card registration, equipment rental, and bank account opening in just five minutes, addressing payment and communication challenges [9]