部分信用卡被盗刷，网友：已报警！浦发银行凌晨紧急公告

Core Viewpoint - Recently, Shanghai Pudong Development Bank (SPDB) Credit Card Center reported unauthorized transactions on some Mastercard cards, indicating a proactive response to protect customer interests and prevent financial losses [1][4]. Group 1: Company Overview - SPDB, established in January 1993 and headquartered in Shanghai, was the first nationwide joint-stock commercial bank to be listed on the Shanghai Stock Exchange after the Securities Law was enacted in November 1999 [4]. - As of June 30, 2025, SPDB's total assets amounted to 96,457.91 billion yuan, with a revenue of 905.59 billion yuan and a net profit attributable to shareholders of 297.37 billion yuan for the first half of the year [4]. Group 2: Incident Details - The SPDB Credit Card Center detected unauthorized transactions and immediately initiated an emergency response with Mastercard to block the risks [1]. - Reports from various social media platforms indicated that multiple users of SPDB Mastercard experienced unauthorized charges, prompting concerns and police reports [1]. Group 3: Preventive Measures - Customers are advised to temporarily disable overseas payment functions if there is no need for international transactions to avoid potential losses [5]. - Banks offer various security locks in their apps, such as overseas security locks and night security locks, which can be activated to prevent unauthorized access [7]. - Users can set transaction limits and adjust the threshold for password-free transactions to reduce the risk of unauthorized charges [8]. - It is recommended to set up multiple channels for transaction alerts, such as SMS and WeChat notifications, to ensure timely awareness of account activity [8]. - In case of unauthorized transactions, customers should immediately report the loss of their cards through the bank's mobile app or customer service [9].