ZJB(SH:601860) Xin Hua Ri Bao·2025-09-15 01:01Core Viewpoint - The central economic work conference emphasizes the importance of green finance as one of the key areas for comprehensive green transformation in economic and social development, with Zijin Rural Commercial Bank actively integrating into the national green development strategy [1] Group 1: Strategic Foundation - Zijin Rural Commercial Bank has included green finance as one of its seven major business strategies in its 14th Five-Year Plan, launched in 2021, and has since developed a three-year plan for green finance [2] - The bank has established a dedicated green finance leadership group and a specialized center, creating a comprehensive organizational structure to promote green finance across all branches [2] - The bank has set green loan assessment indicators in its annual management evaluation for seven consecutive years, prioritizing credit plans for green enterprises and implementing preferential loan pricing [2] Group 2: Product Innovation - The bank has launched and upgraded the "Environmental Loan," linking loan pricing to the environmental credit ratings of enterprises, encouraging a focus on environmental impact [3] - The introduction of the "Zijin·Su Carbon Financing" product provides medium- to long-term low-interest credit loans to enterprises listed in Jiangsu's green enterprise directory [3] - As of the end of July, the bank's green loan balance reached 16.97 billion, an increase of 2.73 billion from the beginning of the year, with a growth rate of 19.14%, surpassing the average growth rate of all loans [3] Group 3: Responsibility and ESG Practices - The bank has established a comprehensive ESG work system and published the first ESG report among rural commercial banks in the country, effectively identifying and managing climate and environmental risks [4] - Zijin Rural Commercial Bank is the first rural commercial bank in Jiangsu to sign the United Nations Principles for Responsible Banking and has received multiple awards for its ESG efforts [4] - The bank actively promotes ecological initiatives, such as the "Smile Yangtze Dolphin" themed credit card, and has conducted over 20 activities related to ecological protection and financial education [4]