Ren Min Ri Bao·2025-09-15 02:43Core Viewpoint - The 2025 China International Service Trade Fair focuses on financial services, showcasing innovations in fintech and emphasizing the role of digitalization in enhancing financial accessibility for various demographics [1][2][4]. Group 1: Financial Innovations and Accessibility - The fair features 97 domestic and international financial institutions, highlighting advancements such as AI models, digital RMB marketplaces, and VR experiences [1]. - Financial institutions are introducing inclusive financial solutions to break down service barriers, with China UnionPay showcasing its efforts in cross-border payment facilitation [2][4]. - Small and micro enterprises are benefiting from digital solutions that simplify loan applications, as demonstrated by Minsheng Bank's "Minsheng e-home" product [3]. Group 2: Technology Empowerment in Finance - AI technology is being utilized to provide personalized investment advice, enhancing service efficiency and customer experience [5][6]. - The application of digital RMB is expanding, with various institutions creating immersive experiences to promote its use [6][7]. - Remote service technologies, including VR, are being employed to enhance customer engagement and decision-making processes [7]. Group 3: Policy and Ecosystem Development - National policies are guiding financial support towards key sectors, marking a shift from traditional funding to more targeted financial assistance [8][10]. - Local governments are innovating financial practices, such as dynamic financing demand lists and direct equity investment policies, to support emerging industries [10][11]. - The development of inclusive finance is being prioritized, with initiatives aimed at alleviating financing difficulties for small businesses and farmers [11].