兴业银行乌鲁木齐分行数字化转型赋能场景金融

Core Insights - The core viewpoint of the news is the successful launch of the "Xing Su Dai (Honor Terminal Dealer Exclusive)" loan product by Industrial Bank's Urumqi branch, aimed at providing financial support to small and micro enterprises, particularly those in the supply chain of the Honor brand [1][2]. Group 1: Loan Product Details - The "Xing Su Dai (Honor Terminal Dealer Exclusive)" product is designed specifically for dealers in the supply chain, allowing for quick and flexible financing without the need for collateral [2]. - The first loan of 5 million yuan was granted to a dealer in Xinjiang, addressing their urgent need for working capital to prepare for the upcoming marketing season in Q3 2025 [1][2]. Group 2: Financial Support for Small and Micro Enterprises - Industrial Bank has been actively exploring mechanisms and innovative financial products to support small and micro enterprises, which often face challenges in obtaining financing due to insufficient creditworthiness and collateral [2]. - As of August 2025, the bank's inclusive loans for small and micro enterprises exceeded 3.8 billion yuan, serving nearly 1,800 clients [2]. Group 3: Commitment to Inclusive Finance - The bank is committed to enhancing the efficiency of inclusive financial services and optimizing financial support for small and micro enterprises, reinforcing its dedication to "finance for the people" [3].