千万骗贷案宣判：包装“一条龙”，职业背债人就是这样成为工具

Core Viewpoint - The article highlights a significant case of loan and credit card fraud involving a group led by an individual named Ning, who exploited vulnerable individuals labeled as "professional debtors" to commit financial crimes, resulting in substantial financial losses and legal consequences for those involved [1][5]. Summary by Sections Case Overview - The case involves Ning and accomplices who targeted individuals without repayment ability and lacking housing purchase qualifications, packaging them as "debtors" to facilitate fraudulent loan applications [2]. - The total amount defrauded through loans reached over 7.38 million yuan, while credit card fraud involved over 5.75 million yuan, leading to a combined fraud amount exceeding 10 million yuan [3][4][5]. Legal Consequences - Ning was sentenced to 16 years in prison and fined a total of 800,000 yuan for his roles in loan and credit card fraud [5]. - Other accomplices received varying sentences ranging from 3 to 11.5 years, along with fines [6]. Risks for Debtors - Individuals labeled as "professional debtors" face severe risks, including high debt burdens, damaged personal credit, and potential legal repercussions for failing to repay loans [7]. - Debtors involved in fraudulent activities, such as falsifying documents to obtain funds, may be charged with serious crimes, including fraud and money laundering [8].