加纳银行对外汇提款收取5%的手续费

Core Viewpoint - The Ghana Commercial Bank has implemented a 5% fee on foreign currency withdrawals based on new directives from the Bank of Ghana, aimed at enhancing foreign exchange transaction regulation and combating money laundering [1] Group 1: Regulatory Changes - The 5% fee applies only to foreign currency accounts receiving funds via electronic transfers or check deposits, while cash deposits are exempt from this fee [1] - The Bank of Ghana's initiative is part of a broader effort to ensure compliance with updated foreign exchange holding regulations [1] Group 2: Currency Management - The Ghanaian cedi has further depreciated, with an exchange rate of 12.12 cedis per US dollar [1] - Incoming travelers to Ghana are allowed to carry a maximum of $10,000 in foreign currency, while outgoing travelers can carry up to $50,000 [1] Group 3: Reporting Requirements - Commercial banks are now required to submit detailed reports to the central bank for each foreign currency withdrawal from non-cash accounts, including the reason for withdrawal and the intended use of funds [1] - Banks seeking to import foreign currency cash must declare the purpose of the import and subsequently provide a report on the usage of the funds [1]