马云预言“应验”了？2026年的房价，已经出现3个信号！

Group 1 - The article discusses the realization of Jack Ma's prediction about housing prices, which he stated would decline, contrasting with the prevailing belief that prices would only rise [6][10] - The real estate market has shifted from a speculative "wealth myth" to a more rational phase characterized by deleveraging and reduced demand, leading to increased inventory and stagnant prices [8][10] - Key factors affecting the housing market include declining birth rates, an aging population, and changing societal attitudes towards homeownership, which are all contributing to a decrease in demand for housing [12][14][18] Group 2 - The article highlights the challenges faced by individuals holding cash savings, including low bank interest rates and rising living costs, which erode purchasing power due to inflation [22][24] - It discusses the emergence of new consumer traps where capital exploits consumer behavior through targeted marketing and easy payment options, leading to irrational spending and potential debt [24][26] - The narrative emphasizes the importance of investing in personal skills and capabilities as a means of financial security, rather than relying solely on traditional assets like real estate [30][31][33]