两部门联合发布金融领域“黑灰产”典型案例

Core Points - The Financial Regulatory Administration and the Ministry of Public Security are intensifying collaboration to combat illegal activities in the financial sector, particularly targeting "black and gray" industries [1][2] - A series of typical cases have been published, highlighting loan fraud and extortion schemes involving fake debtors and insurance claims [1][2] Group 1: Loan Fraud Cases - A criminal group was involved in packaging "professional debtors" to commit loan fraud, resulting in a total of over 7.38 million yuan in fraudulent loans from 11 individuals [1][2] - The group used forged down payment certificates and inflated property transaction prices to deceive banks into issuing loans [2] - The court sentenced the main perpetrator to 11 years in prison and imposed fines, with other members receiving varying sentences and fines [1] Group 2: Extortion and Misleading Practices - Illegal loan intermediaries play a crucial role in organizing and planning these crimes, creating a structured and replicable model of fraud [2] - Criminals disguise themselves as legal or consulting firms to mislead policyholders into believing they can recover more than the cash value of their insurance policies, thereby disrupting the financial market [2] - Authorities emphasize the need for a comprehensive crackdown on these illegal activities and the importance of distinguishing between legitimate rights and illegal gains [2]