人行河南省分行 强化货币信贷政策传导和执行

Group 1 - The People's Bank of China, Henan Branch, emphasizes the importance of financial services for the real economy, focusing on the implementation of monetary policy to create a favorable financial environment for high-quality economic development in the province [1] - The bank has strengthened the transmission of monetary policy, achieving an increase in the balance of various loans to over 9 trillion yuan, with a year-on-year growth of 6.7%, and a total social financing scale increase of 627.3 billion yuan [1] - The average interest rate for newly issued general loans in July dropped to 3.66%, a decrease of 0.69 percentage points year-on-year, reflecting the bank's efforts to lower financing costs for enterprises [1] Group 2 - The bank is enhancing financial support for key areas such as technology, green finance, and small and micro enterprises, with a focus on increasing loan growth in these sectors [2] - A total of 455 billion yuan in loans has been signed for 2,677 equipment upgrade projects approved by national ministries, demonstrating a commitment to supporting technological innovation [2] - The balance of green loans in the province has exceeded 1 trillion yuan, with an increase of nearly 150 billion yuan since the beginning of the year, indicating strong growth in green financing [2] Group 3 - The bank is working to stabilize foreign trade and investment by including more specialized and innovative small and medium-sized enterprises in the foreign exchange facilitation policies [3] - The promotion of a unified bank account system for both domestic and foreign currencies has been recognized as a top reform case in the province, enhancing the convenience of cross-border trade and investment [3] - The bank is committed to optimizing financial services and management to protect the interests of the public, including improving payment services and combating financial crimes [3]