联通加速，能效提升，粤港澳共议大湾区跨境金融合作创新

Core Viewpoint - Accelerating cross-border financial innovation and promoting the interconnection of financial markets in the Guangdong-Hong Kong-Macao Greater Bay Area (GBA) is a crucial aspect of GBA development [1] Group 1: Current State and Future of Cross-Border Finance - The GBA has seen significant progress in regional economic and financial cooperation over the past six years, enhancing the completeness of industrial supply chains and improving financial service capabilities [2] - Key characteristics of cross-border financial development in the GBA include improved financial infrastructure connectivity, the strengthening of the renminbi's position as a mainstream currency, successful regulatory collaboration, and the positive interaction between technology and finance [2] - Future innovations in cross-border finance will focus on broadening channels, enriching layers, diversifying content, ensuring safety, and promoting inclusivity [2] Group 2: Financial Market Integration - The deep integration of financial markets in the GBA allows mainland investors to diversify their assets through various financial instruments available in Hong Kong, reinforcing Hong Kong's status as an international financial center [3] - Recommendations for enhancing financial interconnectivity include optimizing cross-border wealth management products, deepening cooperation with major commodity exchanges, and strengthening carbon market connectivity [3] Group 3: Macau's Role in Financial Cooperation - Macau should focus on four areas to enhance financial cooperation with Guangdong: wealth management, financial innovation, upgrading cross-border financial market connectivity, and establishing a regular regulatory coordination mechanism [4] - The GBA's advantages in population, area, and infrastructure position it well for global innovation leadership, necessitating improvements in risk investment systems to attract international capital [5] Group 4: Promoting Renminbi Internationalization - A key focus for supporting enterprises in the GBA is accelerating the internationalization of the renminbi, which involves increasing the openness of China's financial markets to foreign investors [5] - The digital renminbi is playing an increasingly significant role in this process, with the GBA serving as a pilot area for cross-border digital currency payments [5][6] - To expand renminbi assets, there is a need for improved infrastructure, legal frameworks, and service systems to enhance financial efficiency and reduce costs for enterprises [6]