Atlanticus (US:ATLC) ZACKS·2025-09-16 14:16Company Performance - Atlanticus Holdings Corporation (ATLC) has seen a stock price increase of 20.3% over the past month, reaching a new 52-week high of $78.91 [1] - Year-to-date, the stock has gained 36.5%, outperforming the Zacks Finance sector's 14% gain and the Zacks Financial - Miscellaneous Services industry's 6.6% return [1] Earnings and Revenue Expectations - Atlanticus has consistently beaten earnings estimates, reporting an EPS of $1.51 against a consensus estimate of $1.3 in its last earnings report [2] - For the current fiscal year, the company is expected to post earnings of $6.13 per share on revenues of $1.51 billion, reflecting a 28.51% change in EPS and a 15.05% change in revenues [3] - For the next fiscal year, earnings are projected to be $7.64 per share on revenues of $1.66 billion, indicating a year-over-year change of 24.55% in EPS and 9.98% in revenues [3] Valuation Metrics - Atlanticus has a Value Score of A, with Growth and Momentum Scores of B and F, respectively, resulting in a VGM Score of A [6] - The stock trades at 12.4 times current fiscal year EPS estimates, below the peer industry average of 13 times, and at 8.7 times trailing cash flow compared to the peer group's average of 11.7 times [7] Zacks Rank - Atlanticus holds a Zacks Rank of 2 (Buy), supported by a solid earnings estimate revision trend [8] - The company meets the criteria for selection based on Zacks Rank and Style Scores, suggesting potential for further stock price appreciation [8] Industry Comparison - The Financial - Miscellaneous Services industry is performing well, ranking in the top 25% of all industries, providing favorable conditions for both Atlanticus and its peer, Oportun Financial Corporation (OPRT) [11] - Oportun Financial Corporation also has a Zacks Rank of 2 (Buy) and strong earnings expectations, indicating a competitive landscape within the industry [9][10]