Atlanticus Holdings Corporation (NASDAQ:ATLC) is one of the most undervalued financial stocks to buy according to Wall Street analysts. On September 18, JMP Securities raised its target price for Atlanticus from $78 to $95. The firm maintained its “Market Outperform” rating on the stock. JMP Securities Lifts Atlanticus (ATLC) Target to $95 from $78 JMP made the decision after completing a new analysis after Atlanticus acquired Mercury Financial. The firm updated its assumptions regarding net yield growth ...

Atlanticus Holdings Corporation (ATLC) shares soared 5.5% in the last trading session to close at $76.15. The move was backed by solid volume with far more shares changing hands than in a normal session. This compares to the stock's 17.6% gain over the past four weeks.Atlanticus stock witnessed a price rise, which might be the result of B. Riley’s move of increasing the target price of the stock. Recently, ATLC purchased Mercury Financial LLC, a leading tech-driven credit card platform serving near-prime co ...

A strong stock as of late has been Atlanticus Holdings Corporation (ATLC) . Shares have been marching higher, with the stock up 20.3% over the past month. The stock hit a new 52-week high of $78.91 in the previous session. Atlanticus has gained 36.5% since the start of the year compared to the 14% gain for the Zacks Finance sector and the 6.6% return for the Zacks Financial - Miscellaneous Services industry.What's Driving the Outperformance?The stock has an impressive record of positive earnings surprises, ...

In recent trading, shares of Atlanticus Holdings Corp (Symbol: ATLC) have crossed above the average analyst 12-month target price of $69.57, changing hands for $72.17/share. When a stock reaches the target an analyst has set, the analyst logically has two ways to react: downgrade on valuation, or, re-adjust their target price to a higher level. Analyst reaction may also depend on the fundamental business developments that may be responsible for driving the stock price higher — if things are looking up for t ...

Core Insights - Atlanticus Holdings Corporation has acquired Mercury Financial LLC, enhancing its credit card offerings and expanding its reach into the near-prime consumer segment [1][2][9] Group 1: Acquisition Details - The acquisition adds 1.3 million credit card accounts and $3.2 billion in credit card receivables to Atlanticus, increasing its total serviced accounts to over 5 million and total managed receivables to over $6 billion [3][9] - The cash purchase price for the transaction is approximately $162 million, with potential future earn-out payments based on portfolio credit performance [7] Group 2: Strategic Benefits - The integration of Mercury is expected to drive value creation through portfolio optimization, cost synergies, and increased originations for bank partners [4] - Growth opportunities include enhanced customer acquisition via new marketing channels and product expansion within Mercury's and Atlanticus' existing markets [4][6] Group 3: Company Background - Atlanticus focuses on providing inclusive financial services through proprietary technology and analytics, having serviced over 20 million customers and $44 billion in consumer loans over 25 years [10] - Mercury Financial, founded in 2017, aims to expand financial inclusion and has facilitated access to over $6 billion in credit [11]

Core Viewpoint - Atlanticus Holdings Corporation has successfully priced an offering of $400 million aggregate principal amount of 9.750% Senior Notes due 2030, expected to be issued on August 20, 2025, subject to customary closing conditions [1]. Group 1: Offering Details - The offering consists of $400 million in Senior Notes with a 9.750% interest rate, maturing in 2030 [1]. - The proceeds from the offering will be used to repay amounts under recourse warehouse facilities, for general corporate purposes, and to pay fees and expenses related to the offering [2]. Group 2: Regulatory Compliance - The Notes are being offered to "qualified institutional buyers" under Rule 144A and to certain non-U.S. persons outside the United States in accordance with Regulation S [3]. - The Notes and related guarantees have not been registered under the Securities Act and cannot be sold in the U.S. without registration or an exemption [3]. Group 3: Company Overview - Atlanticus Holdings Corporation provides inclusive financial services through proprietary analytics, having serviced over 20 million customers and originated over $44 billion in consumer loans over 25 years [5]. - The company offers various consumer loan products, including retail and healthcare private label credit and general-purpose credit cards, through an omnichannel platform [5].

ATLANTA, Aug. 12, 2025 (GLOBE NEWSWIRE) -- Atlanticus Holdings Corporation (NASDAQ: ATLC) ("Atlanticus," the "Company," "we" or "our") today announced an offering of $400,000,000 aggregate principal amount of Senior Notes due 2030 (the "Notes") to be issued by the Company and guaranteed by certain of its domestic subsidiaries. The Company intends to use the net proceeds from the offering of the Notes (i) to repay amounts outstanding under its recourse warehouse facilities, (ii) for general corporate purpose ...

Core Viewpoint - Atlanticus Holdings Corporation (ATLC) reported quarterly earnings of $1.51 per share, exceeding the Zacks Consensus Estimate of $1.3 per share, and showing a year-over-year increase from $0.99 per share [1] Financial Performance - The company achieved revenues of $393.82 million for the quarter ended June 2025, surpassing the Zacks Consensus Estimate by 12.66%, compared to $315.64 million in the same quarter last year [2] - Over the last four quarters, Atlanticus has consistently surpassed consensus EPS estimates four times and topped revenue estimates three times [2] Stock Performance and Outlook - Atlanticus shares have declined approximately 10.6% since the beginning of the year, contrasting with the S&P 500's gain of 7.9% [3] - The company's earnings outlook will be crucial for future stock movements, with current consensus EPS estimates at $1.52 for the coming quarter and $6.06 for the current fiscal year [4][7] Industry Context - The Financial - Miscellaneous Services industry, to which Atlanticus belongs, is currently ranked in the top 32% of over 250 Zacks industries, indicating a favorable industry outlook [8]

Core Viewpoint - Atlanticus Holdings Corporation reported significant growth in its financial results for the second quarter of 2025, achieving a net margin growth of 35.8% compared to the previous year, with a total of 4 million accounts served [1][3][6]. Financial and Operating Highlights - Total operating revenue and other income increased by 24.8% to $393.8 million compared to the second quarter of 2024 [6][11]. - Managed receivables rose by 26.1% to $3.0 billion, driven by growth in private label credit and general purpose credit card products [6][8]. - The company originated a record 590,000 new accounts and funded a record $998 million in purchase volume during the quarter [3][6]. - Net income attributable to common shareholders increased by 57.8% to $28.4 million, or $1.51 per diluted share [21][29]. Management Commentary - The company emphasized that its growth was achieved without taking on additional risk, focusing instead on expanding access to its credit-as-a-service platform through marketing initiatives and partnerships [4][5]. - Management expressed optimism about future growth opportunities across all channels, aiming for consistent, profitable results [5][6]. Revenue Breakdown - The revenue sources included interest income, finance charges, late fees on consumer loans, and other fees related to credit products [9][11]. - The company expects continued growth in interest income and related fees throughout 2025, particularly in private label credit receivables [10][11]. Expense Analysis - Total operating expenses increased by 33.7% compared to the same period in 2024, primarily due to higher marketing costs and variable servicing costs associated with growth in receivables [17][19]. - Interest expense for the quarter was $53.7 million, up from $37.9 million in the prior year, driven by increased outstanding debt and borrowing costs [12][14]. Shareholder Returns - The company repurchased and retired 41,381 shares of common stock at a cost of $1.92 million during the quarter, indicating a commitment to enhancing shareholder value [22].

SECURITIES AND EXCHANGE COMMISSION Table of Contents WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _______ to _______ of ATLANTICUS HOLDINGS CORPORATION a Georgia Corporation IRS Employer Identification No. 58-2336689 SEC File Number 0-53717 Five Concourse Parkway, Su ...