优化信贷服务 助力民企发展

Group 1 - The private economy is a driving force for China's modernization and a crucial foundation for high-quality development [1] - Financial institutions in Hubei are optimizing services to actively support the high-quality development of the private economy [1] - Agricultural Bank of China provided credit support to Fengruicheng (Hubei) Semiconductor Materials Co., Ltd. based on its technological achievements and good operating record [1] Group 2 - The company faced financing difficulties due to a lack of traditional collateral, but received a "Technology E-Loan" after the bank's outreach activities [1] - Hubei Ti Meng Tea Co., Ltd. benefited from financing through a long-term order that created a cash flow gap of 10 million yuan [1] - Postal Savings Bank of China tailored financing solutions using intellectual property pledge financing, successfully lending 5 million yuan to a company [2] Group 3 - The bank has cumulatively processed patent pledge financing for 120 technology-based enterprises, with total credit of 948 million yuan [2] - The implementation of the "Hubei Province Small and Medium Enterprises Commercial Value Credit Loan Implementation Measures (Trial)" aims to address financing difficulties for private enterprises [2] - Industrial and Commercial Bank of China has approved credit for over 1,000 small and micro enterprises, with credit limits exceeding 3.2 billion yuan and providing over 2.8 billion yuan in credit loans [2] Group 4 - The commercial value of enterprises is becoming a key to unlocking financing channels in Hubei [3] - The "Kechuang Chuyidai (Credit Version)" product has provided pre-credit limits of 5.039 billion yuan to 1,450 technology-oriented enterprises [3] - The loan balance for this product reached 2.34 billion yuan by the end of June this year [3]