QILU BANK(SH:601665) Xin Lang Cai Jing·2025-09-17 01:41Core Viewpoint - Qilu Bank's executives are voluntarily increasing their shareholdings, reflecting confidence in the bank's value and future growth prospects since its listing in June 2021 [1][2][4] Group 1: Executive Shareholding - Qilu Bank announced that certain directors, supervisors, and senior management plan to increase their shareholdings by at least 3.5 million yuan through a centralized bidding process from September 16 to December 31, 2025 [1][2] - This marks the latest in a series of share purchases by executives, with 22 and 23 instances of shareholding increases in 2022 and 2023, respectively [2] - Prior to this announcement, the CFO and an assistant manager had already increased their holdings in April and June 2025 [2] Group 2: Financial Performance - For the first half of 2025, Qilu Bank reported operating income of 6.782 billion yuan, a year-on-year increase of 5.76%, and a net profit of 2.734 billion yuan, up 16.48% [4] - The bank's net interest income reached 4.986 billion yuan, reflecting a 13.29% increase, with net interest margin and net interest spread improving by 4 basis points and 2 basis points, respectively [1][4] - As of June 30, 2025, total assets amounted to 751.305 billion yuan, a growth of 8.96% from the previous year, while total loans increased by 10.16% to 371.410 billion yuan [1][4] Group 3: Loan and Asset Quality - The bank's corporate loan balance (excluding discounts) was 278.061 billion yuan, up 15.72%, while personal loans decreased by 4.38% to 82.635 billion yuan [5] - As of June 30, 2025, the non-performing loan balance was 4.049 billion yuan, with a non-performing loan ratio of 1.09%, down 0.1 percentage points from the previous year [5] - The bank is focusing on enhancing financial services, particularly in technology and green sectors, with technology enterprise loans reaching 40.8 billion yuan [5]