北京昌平法院：无书面借款合同类民间借贷纠纷案件，数量持续增多

Core Viewpoint - The Beijing Changping District People's Court has reported a significant increase in civil lending disputes without written loan contracts, highlighting the complexities arising from personal relationships among parties involved [1][2]. Group 1: Case Overview - The number of civil lending disputes has remained high in recent years, particularly those without written loan contracts [1]. - Parties involved in these disputes often have special relationships, such as couples, parents and children, or friends, leading to a mix of economic behavior and emotional factors [1][2]. Group 2: Legal Challenges - The complexity of these cases arises from the difficulty in accurately distinguishing the nature of the funds involved due to the intertwined legal relationships [1]. - There is a notable presence of financial loans and entrusted financial management in these disputes, where lenders may take loans from financial institutions to relend, or where entrusted financial management is essentially informal lending [1]. Group 3: Recommendations - The court advises that both lenders and borrowers should sign written loan agreements to clarify the nature of the funds, repayment terms, and interest rates [2]. - It is recommended to use bank transfer methods for transactions to ensure traceable evidence [2]. - The court warns the public to adhere to economic order and avoid blind relending, as contracts for loans obtained through financial institutions may be deemed invalid [2].