2 1 Shi Ji Jing Ji Bao Dao·2025-09-17 07:41Core Viewpoint - The article highlights the launch of a financial service initiative by Bank of Communications aimed at supporting small and micro enterprises, particularly in the technology sector, through a digital loan application process. Group 1: Company Initiatives - Bank of Communications has introduced the "Code Scan" initiative to facilitate financing for small and micro enterprises, allowing them to apply for loans online with a maximum limit of 30 million yuan [8][10]. - The bank has developed a dedicated product line called "Science and Technology Easy Loan" specifically for technology-oriented small and micro enterprises [10]. Group 2: Market Context - The initiative addresses the common financing difficulties faced by small and micro enterprises, which often struggle with low revenue and lack of collateral [5][6]. - The bank's efforts include engaging with high-tech parks across the country to promote the "Code Scan" program, aiming to bridge the financial service gap for these businesses [9]. Group 3: Impact on Entrepreneurs - The program has already helped some startups overcome financial challenges, enabling them to continue their operations and innovations [7]. - The digital application process is designed to enhance efficiency, allowing businesses to access funds quickly without the need for extensive paperwork [12][15].