互联互通更进一步！跨境二维码统一网关试点正式启动

Core Insights - The launch of the cross-border QR code unified gateway marks a significant step in China's payment industry towards building an open and interconnected ecosystem [1][2] - The unified gateway aims to facilitate cross-border QR code payment cooperation between domestic and foreign institutions through a single point of connection, addressing issues like multiple connections and resource wastage [3][8] Group 1: Unified Gateway Overview - The unified gateway supports cross-border QR code payment cooperation, reducing system connection costs and resource wastage [3] - It promotes the establishment of unified cooperation standards for foreign wallet institutions, enhancing efficiency and user experience [3] - The gateway coordinates the acceptance environment for domestic institutions, expanding the acceptance of foreign wallets in China [3] Group 2: Market Participation and Growth - As of September 11, the unified gateway processed 198.1 million transactions amounting to 427 million RMB [1] - Major payment institutions like Ant Group and WeChat Pay are integrating more foreign wallets through the unified gateway, enhancing seamless payment experiences for international travelers in China [5][6] - The cross-border payment business is expected to grow significantly, with a projected transaction scale of 162.64 billion RMB in 2024, reflecting a year-on-year increase of 30.4% [6] Group 3: Industry Collaboration and Development - The unified gateway is seen as a "translator" and "dispatcher" that facilitates interoperability between different countries' QR code payment systems [3][8] - The payment industry is moving towards a more open and collaborative ecosystem, breaking down barriers between different payment networks [7] - The establishment of a "new four-party model" is being promoted to reshape the interconnected landscape of the payment industry [7]