假卡真骗！北京金融监管局：五步识破“养老补贴专用卡”陷阱

Core Viewpoint - The Beijing Financial Regulatory Bureau has identified a rise in fraudulent schemes involving counterfeit bank cards, where criminals use terms like "consumption poverty alleviation" and "pension subsidies" to deceive consumers and cause financial losses [1]. Summary by Relevant Sections Fraudulent Schemes - The Beijing Financial Regulatory Bureau has compiled common tactics used in these counterfeit bank card scams [2]. Consumer Warnings - Consumers are advised to follow five key guidelines to protect their financial security: - "Recognize" official channels by using bank customer service, official websites, apps, or physical branches [11]. - "Be cautious" as offers claiming "no review needed for high subsidies" are likely scams, urging consumers to remain alert and not be tempted by small gains [12]. - "Be resolute" in not paying unknown fees, as requests for upfront payments to use cards or claim subsidies are often fraudulent [13]. - "Be vigilant" against information leaks by not sharing personal documents with others, avoiding suspicious QR codes, links, and apps, and not disclosing personal information to unknown individuals [14]. - "Report" suspicious activities by verifying with bank customer service and preserving evidence if scammed, such as call records and transaction receipts [15]. Special Attention for Vulnerable Groups - The Beijing Financial Regulatory Bureau emphasizes that consumers, especially the elderly, should be cautious when dealing with unsolicited bank cards, unknown calls, or suspicious deliveries, and to remain alert to unclear information regarding "subsidies" or "benefits" [16].