Core Viewpoint - The Beijing Financial Regulatory Bureau has revealed the main tactics used by illegal "campus loans" in its latest consumer risk alert, highlighting the deceptive nature of these loans disguised as various forms of financing. Group 1: Tactics of Illegal "Campus Loans" - Illegal online lending institutions are using e-commerce platforms, social media, and local service platforms to attract victims, presenting "campus loans" under misleading labels such as "training loans," "beauty loans," "leaseback loans," "order brushing loans," and "job-seeking loans" [1] - Other significant tactics include "loan to pay loan" schemes and the use of dual contracts, which are also highlighted in the risk alert [1] Group 2: Recommendations for Victims - The Beijing Financial Regulatory Bureau advises individuals who find themselves in illegal "campus loan" situations to remain calm, inform their parents and teachers, and retain evidence such as loan contracts, transfer records, and collection information [1] - It is recommended to report to the police promptly and seek legal protection [1]
北京金融监管局：非法“校园贷”已披上形式多样外衣 极具迷惑性
Xin Jing Bao·2025-09-17 19:24