积极布局服务民营新路径，齐鲁银行多元塑造新优势

Group 1 - Qilu Bank has achieved impressive mid-year results for 2025, establishing a comprehensive financial service ecosystem to support private enterprises in overcoming financing burdens and accelerating development [1] - The bank aims to be a key player in serving the private economy by innovatively creating an "industrial service circle" to eliminate invisible financing barriers [1] - Many private enterprises express gratitude for Qilu Bank's support, stating that it has strengthened their confidence in securing orders [1] Group 2 - The 2025 Marine Cooperation Development Forum highlighted the focus on marine economy, with Jiaozhou Bay becoming a significant cold chain logistics base for aquatic products [3] - A leading cold chain enterprise in the region has a cold storage area of 32,000 square meters and can handle 180,000 tons of aquatic products annually, covering a wide market [3][4] - Before receiving credit support, this enterprise faced development bottlenecks due to high capital turnover pressure, which limited its ability to expand supplier relationships [4] Group 3 - Qilu Bank has introduced a "blue cold chain industry chain financial solution" to address funding bottlenecks in the cold chain industry, utilizing the creditworthiness of a leading enterprise [4] - The bank provided 50 million yuan in online trade financing to a supply chain management company, reducing financing costs by 750,000 yuan annually [4][5] - The utilization rate of the cold storage facility increased from 90% to 98%, and the maximum daily throughput exceeded 800 tons, establishing it as a busy cold chain hub [5] Group 4 - Qilu Bank is focusing on technology finance, having successfully provided 3 million yuan in financing to a transportation facility company that signed orders worth over 90 million yuan [6][7] - The bank has developed a credit evaluation system based on big data for technology enterprises, allowing for the monetization of their technological strengths [7] - As of June, the bank's technology loans balance reached 2.18 billion yuan, reflecting a 30% increase since the beginning of the year [7] Group 5 - Qilu Bank launched an innovative "non-recourse domestic factoring" product to help small and micro enterprises address financing challenges related to accounts receivable [8][9] - The bank facilitated over 76 million yuan in loans through the "泉信链" product, assisting nearly 170 private enterprises in overcoming accounts receivable financing difficulties [9]