如何解决科创企业融资难、融资贵？科技部：推动银行信贷更大力度支持科技创新

Core Viewpoint - The Chinese government emphasizes the importance of financial support for technological innovation, particularly for startups facing financing challenges, as part of the "14th Five-Year Plan" [1] Group 1: Policy Initiatives - The Ministry of Science and Technology and financial management departments are collaborating to implement a set of policies aimed at enhancing the development of technology finance, which includes the issuance of the "Policies to Accelerate the Construction of a Technology Finance System" [1][2] - A national venture capital guidance fund is being established, expected to attract nearly 1 trillion yuan in local and social capital [3] - The scale of loans for technological innovation and technological transformation has increased to 800 billion yuan, with a reduced interest rate of 1.5% [3] Group 2: Financial Support Mechanisms - The balance of loans to technology-based small and medium-sized enterprises reached 3.46 trillion yuan by the end of June, reflecting a year-on-year growth of 22.9%, which is 16% higher than the growth rate of other types of loans [3][4] - A "technology board" has been launched in the bond market, providing long-term and low-interest financing channels for technology enterprises, with over 288 entities issuing more than 600 billion yuan in technology innovation bonds [5] Group 3: Collaborative Efforts - A cross-departmental mechanism for coordinating technology finance has been established, promoting pilot demonstrations in 13 key regions and supporting the development of technology finance reform experimental zones [5][6] - The Ministry of Science and Technology plans to continue working closely with financial management departments and institutions to ensure effective implementation of policies that support high-level technological self-reliance [5]