全仓现金类资产躲过下跌？纯固收榜首产品近半年收益率3.75%

Core Insights - The report highlights the performance of public pure fixed-income products with investment periods of 3 to 6 months, showing an average net value growth rate of 1.22% over the last six months, with 76.5% of the products achieving positive monthly returns [5]. Group 1: Overall Performance - As of September 11, 2025, there are 776 active public pure fixed-income products with a duration of 3 to 6 months, with an average maximum drawdown of 0.08% [5]. - Among these products, 594 have achieved positive returns every month over the past six months, representing 76.5% of the total [5]. - Five financial companies are represented in the rankings, with Xinyin Wealth and Minsheng Wealth each having three products listed, while Xingyin Wealth has two, and Huaxia Wealth and Zhongyou Wealth each have one [5]. Group 2: Highlighted Product Analysis - The top-performing product is "Huaxia Wealth Fixed Income Pure Bond Shortest Holding 120 Days D Fund A," which has a net value growth rate of 3.75% over the last six months [6]. - This product was established on February 13, 2025, and as of mid-2025, it has an asset net value of approximately 1.26 million, with 100% of its holdings in cash and bank deposits [6]. - Xinyin Wealth's products, particularly the "Anyingxiang Fixed Income Stable Six-Month Holding Period 17 G Class," ranked second, with a net asset value of approximately 5,000 at the end of the first half of the year [7]. - Minsheng Wealth's "Minsheng Wealth Bamboo Pure Bond 182 Days Holding Period 19 A" ranks third, established on January 16, 2025, with a holding ratio of fixed-income assets reaching 93.92% [7].