美联储降息，如何影响你的钱包？

Group 1 - The Federal Reserve announced a 25 basis point cut in the federal funds rate target range to 4.00%-4.25%, marking its first rate cut in nine months [1][2] - The decision to cut rates reflects concerns over a weakening job market, with the unemployment rate rising to 4.3%, overshadowing inflation worries [1][2] - The Fed's internal division on the extent of the cut indicates a desire to maintain independence from political pressures, with some members advocating for a more aggressive 50 basis point cut [2] Group 2 - The rate cut is seen as the beginning of a potential easing trend, with expectations of 1-2 more cuts this year, each by 25 basis points, depending on inflation trends [2][3] - The global market reacted positively, with expectations of a gradual appreciation of the Renminbi against the US dollar and favorable conditions for equities, gold, and cryptocurrencies [2][3] - Investors are advised to monitor currency fluctuations, consider gold as a long-term hedge, and focus on sectors like technology, robotics, and semiconductors while maintaining balanced portfolios [3]