招商银行北京分行：以案说险之警惕虚假宣传诱导网络贷款

Group 1 - The article highlights the issue of fraudulent online training institutions that lure consumers with false promises of government scholarships and guaranteed certification [3][7] - A case study is presented where a consumer, Ms. Zhao, was misled into signing a contract for a high-interest online loan, believing it was for legitimate training services [3][7] - The article emphasizes the challenges consumers face in seeking redress after being defrauded, often due to the fraudulent institutions disappearing, leading to significant financial burdens and potential legal disputes [7] Group 2 - Consumers are advised to be vigilant against exaggerated claims and unrealistic promises in advertisements, and to resist pressure tactics when making decisions [9] - It is recommended that consumers verify the credentials of institutions or platforms before engaging, prioritizing those with legitimate qualifications and good reputations [9] - The importance of thoroughly reviewing contract terms before signing is stressed, particularly to avoid being misled by enticing offers or hidden risks [9]