digihuman(BJ:835670) Sou Hu Cai Jing·2025-09-19 04:35Core Viewpoint - The report highlights the significant role of digital RMB in enhancing industrial digitalization and collaboration within supply chains, addressing existing pain points and leveraging its technological features for improved efficiency and trust [1][14][15]. Group 1: Value - The current state of digital collaboration in supply chains faces challenges such as high trust costs, financing difficulties for SMEs, insufficient financial inclusivity, and low settlement efficiency [1][25]. - Digital RMB offers solutions through its blockchain storage, programmability, high traceability, immediate payment settlement, and dual offline payment capabilities, enhancing the integration of capital flow, information flow, and business flow [1][26]. Group 2: Application - Digital RMB's pilot programs have expanded across various sectors, moving from basic functionalities to applications in supply chain finance and cross-border settlements, with significant breakthroughs in energy internet settlements and intelligent supply chain finance [2][36]. - The future development of digital RMB applications will focus on reshaping payment settlements, empowering supply chain finance with data, and enhancing the liquidity of real-world assets [2][36]. Group 3: Ecosystem Construction - To build a robust ecosystem for digital RMB applications, efforts should be made in adjusting functional positioning, improving legal regulations, iterating technological foundations, stimulating market vitality, and enhancing transparency [2][12]. - The report suggests that digital RMB should evolve from a payment tool to an empowering instrument for industries, facilitating deeper integration between the digital economy and the real economy [2][12].