美联储降息25个基点，对全球资产有什么影响？普通人该何去何从？

Group 1 - The Federal Reserve announced a 25 basis point interest rate cut, indicating a preventive approach rather than a reactive one [1][3] - Preventive rate cuts are aimed at increasing market liquidity and generally benefit the stock market, while reactive cuts indicate significant economic issues and tend to favor bonds and gold [3][5] - Historical data shows that during previous reactive rate cuts, A-shares experienced significant declines, while preventive cuts have historically led to stock market gains [3][5] Group 2 - The S&P 500 index has reached a new historical high following preventive rate cuts, with expectations of continued upward movement due to improved market liquidity [5] - Bond prices are expected to rise as yields decrease, driven by investor anticipation of ongoing rate cuts [5] - Gold prices are likely to strengthen as the dollar weakens, with gold already having increased by 40% this year [6] Group 3 - The Hong Kong stock market shows no consistent pattern during U.S. preventive rate cuts, but recent trends indicate a growing influence from mainland policies rather than U.S. monetary policy [8][10] - The A-share market is currently approaching the 3900-point mark, with the impact of the Federal Reserve's rate cut being uncertain due to prior price adjustments [8][10] - The future performance of A-shares will largely depend on domestic economic policies and the pace of economic recovery, with external factors playing a lesser role [10]