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浙江首单“中试贷”落地 破解“轻资产、高风险”融资痛点

Core Viewpoint - The People's Bank of China, Zhejiang Branch, has facilitated the issuance of the first "Pilot Loan" of 1.55 million yuan to Zhejiang Mayin Jia Textile Technology Co., Ltd., aimed at supporting the company's antibacterial functional textile products during the pilot testing phase, thereby exploring new pathways for financial support in the transformation of scientific achievements [1][2]. Group 1: Company Overview - Zhejiang Mayin Jia Textile Technology Co., Ltd. was established in 2017 and focuses on new material research and development, high-performance fiber and composite material manufacturing, and textile sales [1]. - The company leverages the pilot testing base and research resources of the Zhejiang Modern Textile Technology Innovation Center to conduct pilot verification and process optimization for antibacterial new materials and functional textiles, indicating good technological maturity and industrialization prospects [1]. Group 2: Financial Support and Innovation - The "Pilot Loan" product was specifically designed to address the financing challenges faced by technology enterprises during the pilot testing phase, characterized by "light assets and high risks" [1][2]. - The loan amount of 1.55 million yuan is part of a larger credit line of 3 million yuan, which was granted based on an evaluation system that incorporates the company's technological strength and pilot transformation progress [2]. - The People's Bank of China, Zhejiang Branch, plans to enhance collaboration among financial institutions and various research institutes and pilot platforms to expand financial services for pilot testing, providing robust financial support for technological innovation breakthroughs [2].