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购房门槛降低 租赁市场规范化 双重政策红利激活上海房地产市场
Sou Hu Cai Jing·2025-09-22 02:35

Core Insights - The introduction of the "Six Policies" in Shanghai aims to stimulate the real estate market by relaxing housing purchase restrictions and optimizing housing fund policies, leading to increased activity in the housing market [1][4] - The implementation of the first Housing Rental Regulation addresses common issues in the rental market, such as false listings and deposit disputes, providing a legal framework for rental agreements [6][8] Group 1: "Six Policies" Impact - The "Six Policies" allow eligible residents to purchase an unlimited number of homes outside Shanghai's outer ring, which is expected to accelerate the absorption of properties in the peripheral market [1][3] - There has been a noticeable increase in inquiries and transactions for properties outside the outer ring, with browsing volume up by 22% and consultation volume up by 26% following the policy announcement [4][3] - The new housing fund policies include a 15% increase in the maximum loan amount for purchasing green buildings, with the first home loan limit raised from 1.6 million to 1.84 million yuan, and up to 2.16 million yuan for families with multiple children [4][6] Group 2: Housing Rental Regulation - The new Housing Rental Regulation sets clear requirements for rental properties, ensuring they meet safety and health standards, and prohibits the separate rental of non-residential spaces [6][7] - The regulation mandates that rental contracts be signed using real names and registered with local property management departments, which cannot charge fees for this service [6][8] - It addresses common issues such as unjustified deposit deductions and requires landlords to provide reasonable notice before terminating rental agreements, aiming to protect tenants' rights [7][8]