Core Viewpoint - Harbin Bank is enhancing its digital customer relationship management and accelerating the transformation of its "online + offline" multi-channel collaboration and marketing, supporting the shift of its retail business from a singular focus to a comprehensive approach [1] Group 1: Digital Transformation and Retail Business Development - The bank is building a closed loop for retail financial services and customer service, deepening the brand connotation of warm retail services, and promoting sustainable and high-quality development of retail financial business [1] - As of June 30, 2025, the total retail deposits (in both domestic and foreign currencies) amounted to RMB 509.971 billion, an increase of RMB 9.9931 billion, representing a growth rate of 2.0% compared to the end of the previous year [1] - The average balance of retail deposits (in both domestic and foreign currencies) was RMB 508.5372 billion, an increase of RMB 47.0006 billion, with a growth rate of 10.2% year-on-year [1] Group 2: Market Position - According to the statistics from the People's Bank of China Heilongjiang Branch, as of the reporting period, Harbin Bank's retail deposit balance held a market share of 19.58% in the local market, ranking first in retail deposit balance [1]
哈尔滨银行(06138)零售金融业务转型提质提速 存款规模稳居区域首位