青海：生态项目贷款有了绿色通道

Core Insights - As of the end of Q2, the balance of green loans in Qinghai Province exceeded 213.1 billion yuan, accounting for 26.82% of total loans, with an increase of 9.936 billion yuan since the beginning of the year [4] Group 1: Green Loan Initiatives - The People's Bank of China Qinghai Branch has developed a "carbon account" system for enterprises, which includes six core indicators related to carbon emissions and green electricity usage, guiding financial institutions to incorporate this data into credit decisions [1] - By the end of July, 921 key enterprises in Qinghai had established "carbon accounts," with financial institutions issuing loans linked to these accounts totaling 32.169 billion yuan, saving enterprises 243 million yuan in interest [2] Group 2: Financial Support for Clean Energy - The National Development Bank Qinghai Branch provided comprehensive financial support for the construction of the Yangqu Hydropower Station, utilizing various loan products throughout the project's lifecycle [3] - Credit balances in the clean energy sector, including equipment manufacturing, facility construction, and pumped storage power station construction, increased by 40.5%, 22.1%, and 34.7% year-on-year, respectively [3] Group 3: Ecological Product Financing - In 2024, the People's Bank of China Qinghai Branch will implement a financial service system for ecological products, establishing a green channel for ecological project loans [4] - Innovative financial products have been developed, such as using future receivables from tourism as collateral, resulting in 20 loans totaling 1.177 billion yuan for companies like Qinghai Lake Tourism Group [4]