滚动更新｜“十四五”期间科技型中小企业贷款年均增速超20%

Core Insights - During the "14th Five-Year Plan" period, the average annual growth rate of loans to technology-based small and medium-sized enterprises (SMEs) exceeded 20% [3] Group 1: Financial Contributions to the Real Economy - Over the past five years, the banking and insurance sectors have provided an additional 170 trillion yuan to the real economy through various financing methods, effectively playing a key role in financing channels [2] - The average annual growth rates for loans in key areas are as follows: scientific and technological loans at 27.2%, medium to long-term loans for manufacturing at 21.7%, and infrastructure loans at 10.1% [2] - The balance of inclusive loans for small and micro enterprises reached 36 trillion yuan, which is 2.3 times that of the end of the "13th Five-Year Plan," with interest rates decreasing by 2 percentage points [2] Group 2: Achievements in Financial Services - The financial services to the real economy have significantly improved in quality and efficiency during the "14th Five-Year Plan" period, with average annual growth rates for technology-based SMEs, inclusive small and micro loans, and green loans all exceeding 20% [3] - As of June this year, the total assets of the banking sector in China approached 470 trillion yuan, ranking first in the world, while the stock and bond market sizes ranked second globally [4] - China's foreign exchange reserves have maintained the world's largest position for 20 consecutive years, and the country leads in green finance, inclusive finance, and digital finance [4]