架设“侨”梁润实业 厦门国际银行北京分行以特色服务融入首都发展大局

Core Insights - Xiamen International Bank's Beijing branch has established itself as a key player in providing financial services tailored to overseas Chinese and cross-border finance, emphasizing a differentiated development path over the past 18 years [2][3] Group 1: Financial Services for Overseas Chinese - The Beijing branch has developed a comprehensive financial service plan, offering products such as personal mortgage business loans and preferential cross-border settlement services, aimed at meeting the needs of overseas Chinese [3] - The branch has established 15 outlets with a total deposit and loan scale exceeding 110 billion and 60 billion respectively by the end of 2024, showcasing its commitment to high-quality development [3] Group 2: Innovation in Cross-Border Business - The bank has introduced digital financing products like "Guohang Trade e-loan" and "Foreign Trade e-loan," utilizing blockchain and big data technologies to streamline credit approval processes for small and medium-sized foreign trade enterprises [3][4] Group 3: Technology and Green Finance - The bank has focused on technology finance, with a loan balance of 8.318 billion by the end of 2024, significantly enhancing the efficiency of financing processes through digital platforms [6] - Green finance is a priority, with a green loan balance of 4.91 billion, reflecting a nearly 19% year-on-year growth, and the bank has supported various eco-friendly projects through innovative financing tools [7] Group 4: Inclusive Finance and Elderly Services - The bank has launched inclusive financial products like "Dream Loan," with over 16 billion in loans for small and micro enterprises in the past three years, aiming to reduce financing costs [8] - Services for the elderly have been enhanced, with over 49,400 elderly clients served and a deposit scale of 12.378 billion, including dedicated services and facilities [8] Group 5: Supply Chain Financial Services - The bank has implemented a supply chain finance model to address the financing challenges faced by small and medium enterprises, achieving efficient online processing for financing requests [9][10] - The bank collaborates with core enterprises to provide customized financial services, ensuring timely payment of wages for workers during peak demand periods [10] Group 6: Future Outlook - The Beijing branch aims to continue its mission of becoming the preferred bank for overseas Chinese finance, focusing on quality, efficiency, and coordinated development to contribute to the capital's economic growth [10]