美联储今年首次降息,但LPR连续4个月不变!
Sou Hu Cai Jing·2025-09-22 07:54

Core Points - The People's Bank of China announced the Loan Prime Rate (LPR) for September 22, 2025, with a 1-year LPR at 3.0% and a 5-year LPR at 3.5%, remaining effective until the next announcement [1][2] - The LPR has remained unchanged for four consecutive months, indicating a stable monetary policy environment [2] Group 1 - The LPR for 1-year loans is set at 3.0% and for loans over 5 years at 3.5% [1] - The announcement was made by the National Interbank Funding Center, authorized by the People's Bank of China [1][2] - The current LPR reflects a low-interest-rate environment, with limited room for further cuts [3] Group 2 - The Federal Reserve announced a 25 basis point rate cut during its September meeting, marking the first rate cut of the year [3] - The Fed's decision may trigger a wave of rate cuts among global central banks, although China's benchmark rate is already low [3] - There remains some room for monetary easing in China despite the low benchmark rates [3]