金融监管总局局长李云泽：着力引导资源向新质生产力集聚，高新技术企业贷款余额近19万亿元

Core Viewpoint - The financial regulatory authority emphasizes the importance of optimizing financial resource allocation and enhancing service quality in key areas, summarized as "one increase, one optimization, and one supplementation" since the start of the 14th Five-Year Plan [1] Group 1: Increase Supply - The focus is on increasing supply to support economic and social development goals, with significant financing for 102 major projects, including infrastructure loans totaling 54.5 trillion yuan, a 62% increase from the end of the 13th Five-Year Plan [2] - Policy financial tools exceeding 7 trillion yuan have mobilized over 9 trillion yuan in investments [2] - Loans in the wholesale, retail, and accommodation sectors have increased by 80%, with vehicle insurance covering over 1.6 billion vehicles, a 40% increase from the 13th Five-Year Plan [2] - Export credit insurance has provided risk coverage of 4.4 trillion USD, a 52% increase from the previous plan [2] Group 2: Optimize Structure - The focus is on optimizing the structure by directing resources towards new productive forces, with loans to high-tech enterprises reaching nearly 19 trillion yuan, growing at an annual rate of over 20% [3] - Insurance funds invested in stocks and equity funds have exceeded 5.4 trillion yuan, an 85% increase from the end of the 13th Five-Year Plan [3] - Financial support for technology insurance has provided risk coverage exceeding 10 trillion yuan, supporting 3,600 innovative application projects [3] - New investments in the technology sector have surpassed 1 trillion yuan through various pilot programs [3] Group 3: Supplement Shortcomings - The authority aims to strengthen financial support for weak links, enhancing financing access for small and micro enterprises, with 17 trillion yuan in loans deferred during the pandemic, benefiting over 10 million entities [4] - A total of 22 trillion yuan in loans has been issued to support small and micro enterprises, with a focus on expanding the no-repayment renewal policy covering 9.4 trillion yuan [4] - Loans of 31.5 trillion yuan have been issued to poverty-stricken areas, with nearly 400 billion yuan in small loans for impoverished populations [4] - The average insurance coverage for major grain crops has increased by 72% during the 14th Five-Year Plan [4] - Health insurance services have covered 1.22 billion urban and rural residents, with commercial health insurance compensating 1.8 trillion yuan for patients over five years [4]