国家外汇局：“十四五”以来，我国外汇储备始终稳定在3万亿美元以上

Core Viewpoint - The press conference highlighted the achievements of China's financial industry during the "14th Five-Year Plan" period, emphasizing the stability of international payments and the enhancement of foreign exchange services for the real economy [3][4]. Group 1: International Payments and Foreign Exchange Services - The international balance of payments has become more stable, with the current account surplus to GDP ratio maintained within a reasonable range [3]. - By the end of July, foreign institutions and individuals held over 10 trillion yuan in domestic stocks, bonds, and deposits, indicating active cross-border investment [3]. - The foreign exchange service environment has improved significantly, with banks adopting facilitative measures based on corporate credit status, leading to a substantial reduction in processing times [3]. Group 2: Regulatory and Risk Management Enhancements - The regulatory capacity and risk prevention abilities have been continuously strengthened in an open environment, with a dual management framework of "macro-prudential + micro-regulation" established [3]. - Over 6,100 foreign exchange cases have been cracked since the beginning of the "14th Five-Year Plan," effectively combating illegal activities such as underground banking [3]. Group 3: Foreign Exchange Reserves - China's foreign exchange reserves have remained stable above 3 trillion USD, consistently exceeding 3.2 trillion USD in recent years [4]. - The management of foreign exchange reserves has been focused on ensuring asset safety, liquidity, and value preservation, serving as a crucial stabilizer for the national economy [4].