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利率不动如山:中国经济的“稳”与“进”
Sou Hu Cai Jing·2025-09-22 11:39

Core Viewpoint - The decision to maintain the Loan Prime Rate (LPR) at 3% and 3.5% reflects a strategic approach to stabilize the economy while promoting gradual progress, amidst global interest rate fluctuations and inflation uncertainties [4]. Group 1: Monetary Policy - The LPR was kept unchanged as of September 22, indicating a deliberate and targeted monetary policy rather than inaction [4]. - The current environment of low interest rates for corporate and personal housing loans, approximately 3.1%, aims to alleviate financial burdens for businesses and residents [4]. Group 2: Economic Strategy - The rationale behind not further lowering interest rates is to avoid excessive borrowing that could inflate asset bubbles, while also preventing high rates that could suppress consumption and investment [4]. - The focus is on precise measures, utilizing structural tools and targeted relending to direct financial resources towards key areas such as technological innovation and green development [4]. Group 3: Future Outlook - A stable and low interest rate environment is seen as a foundation for accumulating strength in the Chinese economy, preparing for the next phase of high-quality growth [4].