潘功胜：重点领域风险有序化解，融资平台数量下降超过60%|“十四五”成绩单

Core Insights - The press conference highlighted significant achievements in China's financial sector during the "14th Five-Year Plan" period, with a focus on financial stability and risk management [2][5][10] Financial Sector Achievements - As of June 2023, China's banking sector total assets reached nearly 470 trillion yuan, ranking first globally; stock and bond market sizes ranked second worldwide; and foreign exchange reserves have maintained the top position for 20 consecutive years [6][10] - The financial system has seen improvements in green finance, inclusive finance, and digital finance, with the RMB cross-border payment clearing network nearly established and mobile payments leading internationally [6][10] Financial Reform and Risk Management - Financial reforms have deepened, with a restructuring of financial leadership and regulatory systems, enhancing the governance framework and modernizing financial services [7][10] - The number of financing platforms has decreased by over 60% and financial debt has dropped by more than 50% compared to the beginning of 2023, indicating effective risk mitigation in local government financing [5][9] Economic Support and Financial Services - The People's Bank of China (PBOC) has implemented a stable monetary policy, supporting major national strategies and addressing weak links in the economy, with annual growth rates for loans to tech SMEs, inclusive micro-enterprises, and green loans exceeding 20% [7][9] - The PBOC has also adjusted mortgage policies to alleviate financial burdens on over 50 million households, reducing interest expenses by approximately 300 billion yuan annually [9] Future Outlook - The PBOC aims to further explore and expand its macro-prudential and financial stability functions, ensuring the prevention of systemic financial risks [10]