“十四五”时期金融业发展成就—— 我国金融治理体系和治理能力现代化迈上新台阶

Core Viewpoint - During the "14th Five-Year Plan" period, China's financial sector has achieved significant milestones, including becoming the world's largest banking asset holder and maintaining the largest foreign exchange reserves for 20 consecutive years [1][2]. Financial System Reform - The Chinese government has implemented a series of transformative reforms in the financial leadership and regulatory systems, establishing the Central Financial Committee and the Central Financial Work Committee to enhance centralized leadership [2]. - A modern financial system is being constructed to promote high-quality development in the financial sector [2]. Financial Services to the Real Economy - The People's Bank of China has adopted a supportive monetary policy stance, leading to the formation of an effective modern monetary policy framework that aids in achieving the main goals of economic and social development during the "14th Five-Year Plan" [2]. - Financial support for technology-driven small and medium-sized enterprises, inclusive microfinance, and green loans has seen an annual growth rate exceeding 20% [2]. Financial Industry Reform and Opening Up - Continuous promotion of supply-side structural reforms in finance, deepening institutional reforms, and developing multi-tiered financial markets are key focuses [2]. - There is a steady push for high-level bilateral financial openness, enhancing the level of institutional openness and increasing participation in international financial governance [2]. Risk Prevention and Mitigation - The People's Bank of China has effectively addressed several prominent risk points in the financial sector, safeguarding the interests of depositors and small investors [3]. - The overall financial system remains stable, with healthy financial institutions and smooth market operations [3]. Lessons Learned - The achievements of the past five years in China's financial sector provide valuable lessons that should be consistently applied [3]. - Emphasis on serving the real economy, preventing and mitigating financial risks, and adhering to market-oriented and legal frameworks are essential for future financial governance [3].