我国银行业总资产位居世界第一（权威发布·高质量完成“十四五”规划）

Core Viewpoint - The "14th Five-Year Plan" period has seen significant advancements in China's financial governance, with improvements in the quality, efficiency, and inclusiveness of financial services, while maintaining systemic financial risk stability and enhancing international competitiveness [2][3][4]. Financial Support to the Real Economy - During the "14th Five-Year Plan," the banking and insurance sectors provided an additional 170 trillion yuan to the real economy, with annual growth rates of 27.2% for technology loans, 21.7% for manufacturing long-term loans, and 10.1% for infrastructure loans [4]. - The balance of inclusive small and micro enterprise loans reached 36 trillion yuan, 2.3 times that of the end of the "13th Five-Year Plan," with interest rates decreasing by 2 percentage points [4]. Capital Market Developments - Over the past five years, the total financing through stock and bond markets reached 57.5 trillion yuan, with a direct financing ratio of 31.6%, an increase of 2.8 percentage points from the end of the "13th Five-Year Plan" [4]. - The A-share market's total market value surpassed 100 trillion yuan for the first time [6]. Foreign Exchange and Cross-Border Investment - The foreign exchange service environment has improved significantly, with the number of enterprises able to handle business with instructions increasing more than fivefold since the end of 2020 [5]. - As of July, foreign institutions and individuals held over 10 trillion yuan in domestic stocks, bonds, and deposits [9]. Financial Industry Opening Up - The financial sector has seen steady progress in high-level two-way opening up, with foreign investment in A-shares reaching 3.4 trillion yuan and 13 foreign-controlled securities and fund institutions approved to operate in China during the "14th Five-Year Plan" [9]. - The renminbi has become the largest settlement currency for China's external payments and ranks third in the IMF's Special Drawing Rights basket [9]. Risk Management and Financial Stability - The financial sector has effectively managed and resolved several prominent risk points, with the disposal of non-performing assets increasing by over 40% compared to the "13th Five-Year Plan" [10]. - Key regulatory indicators such as non-performing loans and capital adequacy are stable and within a healthy range, with total capital and provisions exceeding 50 trillion yuan [10].